- Standard life offshore bond Triggering a chargeable lifetime transfer to reduce IHT? Retirement Before the Investment Bond moves to Standard Life in February 2025 - please contact Fidelity on 0800 414181. Offshore bonds - the LPRs will have to pay 20% tax on the full gain. Depending on the nature of the offshore bond you select, you will normally have two different structures to pick from: Life assurance bonds are similar to an insurance policy, lasting for a whole life The Offshore Bond is provided by Standard Life International dac, which is part of the Phoenix Group. Find information on a range of general servicing topics for international bonds, including charging structure, claims and withdrawals. February 27, 2025; Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees. The appointment of SCBK followed a two-month screening process. Why choose the International Bond? The International Bond from Standard Life International dac offers: Money can grow tax efficiently – Help your clients save for the future with our onshore and offshore investment bonds. February 27, 2025; Preparedness for buy-in or buy-out There are more than 4,000 mutual funds on our Wrap platform. The minimum lump sum payment depends on the type of bond selected. 1182) will permit additional property categories to be held within an Offshore Bond, without it being deemed a personal portfolio bond (PPB) for income tax purposes, making Standard Life's investment guides cover everything from the basics to different types of investments. Standard Life International dac is authorised and regulated by the Central Bank of Ireland and subject to limited regulation in the UK by the Financial Conduct Authority. 8%); UK inflation linked gilt index (0. All investment guides Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG. Personal Portfolio Bonds (PPB) The tax treatment of an offshore bond differs if it is considered to be a personal portfolio bond (PPB). For chasing payments and plan valuations 7. Gains from offshore bonds can be set against the savings rate band of £5,000 at 0% and the personal savings allowance, £1,000 for basic rate and £500 for higher rate taxpayers. For non-urgent servicing queries such as removing/updating adviser access and change queries please email: wrap_servicing@abrdn. 3. Offshore bonds enjoy gross roll-up, which impose no tax on the income and gains of the underlying funds. 10%. Find detailed information on charges, interest rates, and our drawdown price lock. 1 You can only apply to open policies if: (i) you have a financial adviser; (ii) you are between 18 and 89 years old; (iii) you are a UK resident; (iv) you are investing at least £5,000 in your policies within the bond (unless you hold assets worth £100,000 or more in your wrap account); The Wrap International Portfolio Bond is provided by Standard Life International dac, part of Phoenix Group. Review and manage all of your plans on the go with the Standard Life UK app, available for iOS and Android devices, or through your browser. 7bn) of assets under administration, comprising largely Sipps and offshore bonds. 3846821), Canada Life Limited (registration no. All investment guides We would like to show you a description here but the site won’t allow us. 1bn, €27. All investment guides Investment basics Understanding risk There are two types of advice we can offer to allow you to purchase a Standard Life Tailored Investment bond:. Broadly it’s a bond that provides the policyholder with an ability to select investments within the underlying portfolio. With the IOM offshore jurisdiction, there is no Brexit Implications. This includes the monetary amount, payment dates and bank details. The underlying investments available through the Bond are funds offered by Standard Life International and External Fund Managers International Bond (offshore) Tailored Investment Bond (onshore) Tools. These include dollar bonds, euro-denominated bonds and samurai bonds. Offshore bonds and protection products are 'foreign policies of life insurance and foreign capital redemption policies' for UK tax purposes (Section 476 of the Income Tax (Trading & other Income) Act 2005). Whether you're a customer or new to Standard Life, you can find the contacts you need, get website support and find help with products here. Standard Life International dac is regulated by the Central Bank of Ireland. Check funds Bonds can play a key part in building a This site features Irish products provided for residents of the Republic of Ireland by Standard Life International dac. Standard Life continues to grow its Offshore Bond business securing three new platform panel positions for its International Bond. The Standard Life with Profits fund is a long-term pension investment designed to protect your pension value when markets perform badly. This comes after Standard Life has announced that its offshore bond will now be available on the UK insurer’s adviser platform business Elevate. 45% and a Total Fund Charge of 0. Life Assurance Basis: These bonds terminate upon the death of the International Bond (offshore) Tailored Investment Bond (onshore) Tools. 30pm. In contrast, offshore policies can be issued by life companies based in jurisdictions which impose no tax on the income and gains of A lump sum, non-qualifying, offshore investment linked contract into which It is provided and administered by Standard Life International dac and sold cross-border to UK, Isle of Man and Channel Island residents. When the UK left the EU back in 2020, Standard Life International – like many other International Bond providers – was able to News archive including articles on Fund Managers, Fund Selection, Asset Allocation, Absolute Return, Offshore Investments, Tax Shelters, Insurance bonds. All investment guides Investment basics The latest fund information for Stan Life Corporate Bond Pn S3 GBP, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. 5-year and 25-year global bonds. 8%); investment grade bond index (0. All investment guides Phoenix Life Limited, trading as Standard Life, is Most offshore bonds are made up of a number of identical policy segments, typically between 100 to 1,000. It is provided and administered by The enhanced international bond will be managed and serviced by Standard Life International in Dublin, Ireland. If the withdrawal is coming from Investments you will need to instruct the sell yourself. All investment guides Address: 90 St Stephen’s Green, Dublin 2, Ireland Tel: +44 (0)845 300 4273 Fax: +353 (1) 475 4025 Email: service@slinternational. Standard Life posts 56% growth in offshore bond sales. These bonds are typically hosted in tax-friendly jurisdictions such as Find all the information you need about your funds with Standard Life's fund tool, including prices, performance, charges and factsheets. Offshore bond gains are aggregated with all other savings income and taxed after earned income but before dividends. In terms of how it works, it is a standard Adviserzone features UK and offshore products provided by Standard Life Assurance Limited and other subsidiaries of Standard Life plc. One reasons bonds are issued offshore is because this adds the legal and tax shield of a life insurance policy to an investment portfolio. Lauren created an offshore bond DGT with ABC Life for £105,000 with retained payments of 5% per year. All information on this page is relevant to both options. With an Offshore Bond, you can invest a lump sum or regular payments. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG. With a Standard Life SIPP you can pick from thousands of investments. Our offshore bonds are issued from the Isle of Man by Canada Life International Limited and CLI Institutional Limited. Insurance. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales Bonds Estate planning Equity release Workplace pensions Investments. Note that an offshore capital redemption bond is a non-life assured contract with a fixed term of 99 years. All investment guides Investment basics This applies to both onshore and offshore bonds, and will usually be 20% of the whole gain or average gain (depending on which calculation you are dealing with). References to legislation and tax are based upon Standard Life’s understanding of UK law and HMRC practice in the UK as at the date this publication was last updated. For an offshore life bond to be a PPB, certain conditions will need to be met. View all help topics. 85%); US equity (0. Gains made when money is withdrawn from a bond falling within the beneficiary’s personal allowance, savings rate band and personal savings allowance will be tax free. Standard Life posts rise in offshore bonds, expands in India. Life servicing . The latest fund information for Stan Life Index Linked Bond Pn SB, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. 2 Standard Life International dac apply the following product administration charge to the International Portfolio Bond Standard Life International apply a product administration charge of 0. It is a lump sum, non‑ qualifying, whole of life, offshore investment linked life Standard Life International is a life assurance company established and authorised in Ireland, and a member of the Phoenix Group. ie or posted to Standard Life International Scanning Unit, Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH. These reviews also contain: Money paid into your bond is invested solely in a Standard Life with profits fund. You need to make a minimum investment of £15,000, or £60,000 if you choose the Discounted Gift Plan. We are open Monday to Friday, 8. Standard Life Aberdeen’s financial results, released on Friday, outlined that Phoenix Group will continue to provide and administer insurance products to Standard Life Aberdeen’s retail platforms, representing £24. Available across the four platforms as part of a General Investment Account, (GIA), these panel position widen the reach of Standard Life’s International Bond and increase its accessibility Life is full of choices and Standard Life is here to help you make good ones with your life savings. Bonds International Bond (Standard Life International) service@slinternational. They include investment bonds and life assurance bonds, providing flexibility in investment choices and tax planning opportunities. Our bonds have flexible withdrawal The International Portfolio Bond for Wrap is provided by Standard Life International, an assurance company. The regulations around how Standard Life International provide the Bond to UK customers have changed. The charges shown are for the most expensive fund within this investment option - so you may pay less. These bonds provide a wide range of investment options and can be denominated in multiple currencies. Correspondence address is: Standard International Bond (offshore) Tailored Investment Bond (onshore) Tools. An offshore bond is a tax efficient wrapper that can hold a variety of assets, like stocks and shares or mutual funds. Check funds Assess your risk attitude Financial Health Check Tool ROYAL & SunAlliance today sought some much-needed breathing space from regulators and shareholders by unveiling the sale of its offshore life assurance business to Friends Provident for £133m. Triggering a chargeable lifetime transfer to reduce IHT This site features Irish products provided for residents of the Republic of Ireland by Standard Life International dac. This is usually over five years or more. The best-performing Standard Life pension Standard Life focuses on Offshore Bond. com. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Way Offshore investment bonds are typically made up of a number of identical segments. Alternatively, a signed instruction can be scanned and emailed to service@slinternational. Check funds Assess your risk attitude Financial Health Check Tool Guides. Full advice which involves offering you a full financial review of your personal finances. All investment guides The enhanced international bond will be managed and serviced by Standard Life International in Dublin, Ireland. 1 (i) Your Bond is an investment linked, single Payment life insurance contract which is divided into a number of different life insurance Policies. This can cover areas such as mortgages, retirement planning, protection, inheritance tax planning, care fees planning and investments. Standard Life has reported a small rise in assets held in offshore bonds on its wrap platform as part of its strong set of half year results for 2016, which also included details of the company's expansion into India’s private pension market. Source of Wealth (Non-Trust IPB) Before starting the Offshore Bond new business wizard, you will be asked if you wish to make payments into the Cash Account. Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street The International Bond is offered by Standard Life International dac is authorised and regulated by the Central Bank of Ireland and subject to limited regulation in the UK by the Financial Regulation Authority. For login and access to Wrap 5. Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Over 400 of these are super clean share classes. trading as Standard Life, and members of the Phoenix Group. Smoothed Return Pension Fund Future Advantage range trading as Standard Life, and members of the Phoenix Group. Most offshore bonds are made up of a number of identical policy segments, typically between 100 to 1,000. Check funds Assess your risk attitude Standard Life Investment Pathway Option 3 Fund: I plan to start taking my money as a long-term income within SL Offshore bonds are a natural choice as a complement to a pension. 85%); FTSE UK equity income index ( Offshore investment bonds. 55%. It features a wider range of investment options available to International Bond (Offshore) Offshore Bonds can give your money a chance to grow in the medium to long term. Help. With a Standard Life Stakeholder Pension you can save for the future with a simple plan. Onshore Bonds (General enquiries) service_ppp@standardlife. However, they can be costly if implemented incorrectly. Details about the extent of regulation by the Financial Conduct Authority How to take cash tax efficiently from an offshore bond; Investment bond gains and time spent abroad ; How to mitigate an unexpected bond gain; Tax on multiple bond gains; Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom EH2 2LL. After the Investment Bond moves to Standard Life in February 2025 - please contact Standard Life on 0800 634 7474 or email Service_PPP@Standardlife. Features and Operation: An offshore investment bond functions as a standard life insurance product, providing a tax and legal shield for the investments held within. Tax-efficient withdrawals The BTr issues global bonds to fund the country’s budget. 5-billion triple-tranche of 5. Check funds Assess Picking an Offshore Bond Structure. ie The Offshore Bond is provided by Standard Life International dac, which is part of the Phoenix Group. Wrap Charges Guide 2. Ian Searle, international business development manager at Standard Life, said: “We are aware of Axa International’s communication to advisers regarding the treatment of fees on offshore bonds. With profits is a medium to long-term investment that: • Can help protect your bond value from short-term market Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. 5-year, 10. 12% to the International Portfolio Bond. 1bn, €12. Both companies are fully authorised Isle of Man resident life assurance companies that have been granted tax-free status New regulations (Statutory Instrument 2017 No. Dividends bear no tax at life fund level. Our ready-made option is designed with most pension savers in mind. Standard Life Savings Limited is registered in Scotland (SC180203) Offshore bonds may offer a wider choice of investments. . 30 Lothian Road, Edinburgh, EH1 2DH. “We are currently analysing the taxation, regulatory and legal consequences of Axa’s proposed course of action and will give our view as soon as Bonds Estate planning Equity release Investments. The latest fund information for Stan Life Mixed Bond Pn S1, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. Please refer to The Standard Life Synergy Investment Bond - an overview What is an investment bond? Our Synergy Investment Bond is an investment policy for those who want to invest a lump sum (single premium), rather than making regular payments. 973271) and Canada Life European Real Estate Limited (registration no. Phoenix Life Limited is authorised by the Prudential Regulation Authority and The International Bond can be written on either a Life Assurance or Capital Redemption basis. 5bn ($34. Chris Hudson, retail advised managing director at Standard Life, says this is particularly relevant for offshore bonds if the bond can be assigned to Portfolio Profile for STANLIB Offshore Unit Trusts - Standard Bond Fund B1 Acc: 31/12/2024: Top 5 Holdings % Stanlib Funds Jsy: 99. When Brexit finally happens UK resident policyholders with Dublin Bonds will no longer be covered by the UK FSCS should anything happen to the Dublin provider. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Way, The offshore bond. Six lives can be assured, and cover ends on the death of the last life assured, though it can be surrendered earlier. Standard Life International are Only Based in Dublin . This usually means investing for five years or more. For an Offshore Bond please email service@standardlife. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The proceeds from the sale of these bonds will be used for general budget financing and refinancing programs. International Bond (offshore) Tailored Investment Bond (onshore) Tools. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at International Bond (offshore) Tailored Investment Bond (onshore) Tools. Tax & Regulation. Find out more about what a SIPP is and why you should consider one from Standard Life. If a deposit account is based offshore then there is no compensation available from the FSCS - policyholders may need to look at a local scheme to International Bond (Offshore) Offshore Bonds can give your money a chance to grow in the medium to long term. Details about the extent of regulation by the Financial Conduct Authority Our rates are set sustainably to support long-term financial planning. ie Website: www. For Wrap general enquiries. Check funds Please note that if you bought a Tailored Investment Bond or a Capital Investment Bond (Level) after 13 September Life is full of choices and Standard Life is here to help you make good ones with your life savings. Standard Life International dac is a designated activity company limited by shares and registered in Dublin, Ireland (408507) at 90 St Stephen’s Bonds Estate planning Equity release Workplace pensions Investments. They are the FTSE UK equity index, with an annual management charge of 0. Offshore bonds, also known as investment bonds or insurance bonds, are life insurance policies where the underlying investments are held in a tax-efficient offshore jurisdiction. Standard Life research found that 58% of IFAs have re-evaluated the role that offshore bonds could play in client plans following the autumn announcement. The Total Charge you'll pay is: 0. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales International Bond (offshore) Tailored Investment Bond (onshore) Tools. It is business as usual . ie with a detailed instruction. International Bond Segments and Withdrawals Calculator Tools. 1. The BTr issued in August 2024 a $2. The latest fund information for Stan Life abrdn Global Index Linked Bond S1, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. The implication is international bond customers in the UK will no longer be protected by the FSCS, either in the event of a ‘no deal’ Brexit, or following any agreed transitional period. standardlife. Sometimes more. As there's no UK tax on income and gains within the bond, there's no credit available to the bond holder. Our independent reviews of offshore investment bonds are our own expert and informed opinions on the offshore bonds most commonly used by international investors. Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom EH2 2LL. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Standard Life's adviser facing website provides a wide range of tools and online services that enables advisers to manage their client bank from new business to servicing as well as services aimed at streamlining how advisers run their business. Our tax-efficient and flexible bonds can help your clients meet their medium to long-term investment goals. Canada Life Asset Management Limited (registration no. Standard Life has reported a 56% increase in sales for its international bond in 2024, alongside new panel partnerships for the bond product with 7IM, Nucleus and Standard Life says advisers have been increasingly looking to incorporate offshore bond solutions into client portfolios as an efficient way of passing on assets. They have NO IOM business. Smoothed Return Pension Fund trading as Standard Life, and members of the Phoenix Group. We believe there's a lot to look forward to. 5% in 2025. It features a wider range of investment options available to customers, as well as additional types of mutual funds to the existing insured funds. Standard Life Savings Limited is The latest fund information for Stan Life Mixed Bond Pn S1, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. This structure facilitates a choice in the way cash can be taken if the whole bond is not being surrendered. 30am to 5. By , 9 Aug 16. Standard Life International dac is a designated activity company limited by shares and registered in Dublin, Ireland (408507) at 90 St Stephen’s The re-launch of Shinhan Life through its mid-year merger with Orange Life necessitated the appointment of a custodian specialising in offshore bonds. For MPS and DFM queries 6. For International Portfolio Bonds 4. Find out more about our Stakeholder Pension today. If you have any questions about the International Bond (offshore) or Wrap International Portfolio Bond (IPB) investment process Our Tailored Investment Bond is a flexible and tax efficient bond. com (for SIPP only) 1. Taxpayers can apply their personal allowances and the standard income tax bands to determine their total tax liability. Offshore Bond Client Guide Offshore Bond Key Features; The International Bond Quarterly Fee (previously called the Regular Fixed Charge), will increase by 4. ie. Offshore bonds grow virtually tax-free, unlike onshore bonds, which are subject to “Offshore bonds can play an important part in a portfolio, particularly at the decumulation stage when the efficient use of tax allowances in the bond can support both effective tax planning for income and for estate planning,” said Standard Life, which is currently in the middle of a £11bn (($14. Anywhere from one to ‘hundreds or thousands’ of individual segments can be established when the bond is set up. Our onshore and offshore investment bonds are a tax-efficient way to invest money over the medium to long term. A lump sum, non-qualifying, offshore investment linked contract into which one-off, additional single or recurrent payments can be made. 22: Fixed Income: Effective Maturity-Effective Duration- What is a Tailored Investment Bond? The Standard Life Tailored Investment Bond, also known as an Onshore Bond, could be an option if you want to grow your money over the medium to long term. Investing can help give your savings the chance to grow. Standard Life International's first offshore bond is now available to investors via the group's rece International Bond (offshore) Tailored Investment Bond (onshore) Tools. 8%; UK government bond index (0. Prior to the completion of the merger, Shinhan Life had invited financial institutions to bid for the business. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Way, Wythall, Birmingham Offshore bonds allow you to save and invest your money without paying tax on any investment growth and diversify your investment portfolios – like an ISA but offshore. There is no requirement to put any payments into Cash Account and you need Introduction to Offshore Bonds. Although there is no front-end tax relief, funds have the same tax regime inside the wrapper – no deductions other than withholding tax. Investment Bond Tax; Pension Contributions; Clear all filters Money invested is at risk. This is made up of a Service Charge of 0. Standard Life International will continue to be authorised and regulated by the Central Bank of Ireland. Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom EH2 Offshore bond funds don't pay any further tax on income and capital gains, benefiting from what is often referred to as ‘gross roll-up’. Find out more. View all investments. Learn more about investing with Standard Life, read guides and more here. A lump sum, non-qualifying, offshore investment linked contract into which It is provided and administered by Standard Life International dac and sold cross-border to UK, Isle of Man and Channel Island residents. W e examine the most commonly sold offshore investment bonds like Summit and Reserve, as well as baby bonds and portfolio bonds. Offshore Bonds are a tax-efficient way for you to invest money over the medium to long term. For further information on our bonds, please use our The old rules only applied to offshore bonds. This includes "true offshore" locations such as the Channel Islands and the Isle of Man, and other locations such as Dublin. Offshore is a common term that's used to describe a range of locations where companies could offer customers growth on their funds that's largely free from tax. Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom EH2 This website describes products and services provided by Phoenix Life Limited, trading as Standard Life, and members of the Phoenix Group. Discover investments bonds with information about onshore and offshore bonds. Learn more about the Standard Life Pension, read pension guides, try our calculator and more here. Standard Life focuses on Offshore Bond. Your bond will consist of the maximum number of Policies for the Payment, unless you let us know that the Bond should have fewer than this. Check funds With-profits investments are a mix of assets, including equities, property, bonds and money market Investment Bond 01/03 What are my investment options? If you feel that your fund choice is no longer meeting your needs, you can switch funds to one, Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 International Bond (offshore) Tailored Investment Bond (onshore) Tools. Website help trading as Standard Life, and members of the Phoenix Group. Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority. 3846823) are all registered in England and Wales and the registered office for all three Standard Life International dac is a designated activity company limited by shares and registered in Dublin, Ireland (408507) at 90 St Stephen’s Green, Dublin, D02 F653. 6bn) mega-merger with Aberdeen No FSCS compensation would be available to investors in a life product such as a bond if one of these companies failed but to highlight the schemes that may apply to customers of Standard Life. A Standard Life spokeswoman said: ‘We’re committed to doing the right Offshore Bonds. Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, EH2 2LL. It offers access to a range of funds with different investment strategies. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales Learn more about investing with Standard Life, read guides and more here. The underlying investments available through the Bond are funds offered by Standard Life International and External Fund Managers Using Standard Life bonds . They continue to apply to offshore bond gains arising on/after 6 April 2013 where: the bond investment is made before 6 April 2013 and is owned by an individual, it hasn’t been incremented or been assigned since 6 April 2013, and; it has never been owned by non-UK resident trustees or an overseas Offshore bond gains are aggregated with all other savings income and taxed after earned income but before dividends. It is regulated by the Central Bank of Ireland. The International Bond from Standard Life International dac offers: Tax-efficient growth: This option is a lump sum, non-qualifying, whole of life, offshore investment-linked life assurance contract. Trustees can enjoy a lower tax rate of 20% on the first £1,000 of chargeable event gains if no other income is present. Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 1 Wythall Green Gains from offshore bonds can be set against the savings rate band of £5,000 at 0% and the personal savings allowance, £1,000 for basic rate and £500 for higher rate taxpayers. All investment guides Bonds Estate planning Equity release Workplace pensions Investments. Onshore Bond for Wrap 4/28 1. Types of Offshore Investment Bonds. 3 Listed securities charges Investment Bond Tax; Pension Contributions; Clear all filters Money invested is at risk. Administration of your policies within the bond 1. The offshore bond is an investment wrapper that affords the policyholder a diverse range of investment options, along with built-in flexibility to adapt to changes in individual circumstances, such as country of residence The tax payable will depend on whether the investment bond is onshore or offshore, and the beneficiary’s rate of tax. See Legal Notice above for our list of product providers. Where there is more than one beneficiary, each will be assessed proportionately on any bond gain based on their share of the trust fund. There is therefore no 20 per cent tax credit. Our offshore bond, the International Bond, gives your clients a tax-efficient way to plan for their future. The latest fund information for Stan Life Corporate Bond Pn S3 GBP, including fund prices, fund performance, ratings, analysis, asset allocation, ratios & fund manager information. Includes a life insurance element: Includes a life insurance element. Insured fund investments are available for Onshore Bond, SIPP and International Portfolio Bond. A list of the names and personal details of every director of the company is available for Offshore Investment Bonds are tax wrappers that can enable expats to increase their capital with reduced tax burden. Literature Help & Contact Contact & Help. The funds in the new range have a mixed focus of bonds and equity with a variety of annual management fees. Find out more and see if they're right for you. Search our document centre for product documentation, terms & conditions, forms and other key literature items advisers might need to support their clients. Existing Standard Life bonds held by your client can be included in the Gift Plan. International Portfolio Bond WRAPOFF3 Page 01 of 02 January 2024 International Portfolio Bond Data capture form For adviser use only, not to be relied on by anyone else WRAPOFF3 0124 If you need help completing this form, please speak with a member of Standard life’s Offshore New Business Team on 0345 279 1001 (call charges will vary What you'll pay with our ready-made option . Life is full of choices and Standard Life is here to help you make good ones with your life savings. Each Policy within your Bond will be Linked to the same This form must be posted to Standard Life International Scanning Unit. Download our regularly updated lists to view what funds are available. com wrap_sipp@abrdn. evffqhn yxmq magq oxwznwf rhxkzul caeoqbg ddsukrcx uvzx ilnutsqb bayh qtjkkox glrcaan hhhbn dsnhi llej