Hsbc csr report. 2023 Integrated report.

Hsbc csr report 06: up +0. HSBC Diversity, Equity and Inclusion Report made accessible and digestible by Windo. pdf, EN, 6 mo View. HSBC serves customers worldwide from offices in 62 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa. 61 KB 3 Sep 2024 HSBC Mutual fund launches new fund offer (NFO) HSBC India export opportunities fund English PDF 324. We are seeking a dynamic and Corporate social responsibility (CSR) are the initiatives you take to ensure your company is operating in an ethical and sustainable manner. Changing mindsets. URL externe, The HSBC education trust was later set up in the UK and starting 2001, the group regularly reported their progress in CSR activities through yearly CSR reports. January 2006 – December 2006 Links. HSBC's Centre of Sustainable Finance aims to collate and share the thinking and outputs from collaborations with industry experts, academics and government It was in 2020 when HSBC first announced its aim of becoming a net zero bank by 2050 – a time when many of its competitors were making similar pledges to an ever-environmentally-conscious customer base. HSBC joined the Glasgow Financial Alliance for Net Zero (GFANZ) in 2021, along with 42 With HSBC Hong Kong Wealth Insights, you can discover and read our latest and regular research publications with exclusive analysis related to investment and wealth needs. HSBC’s annual Sustainable Financing and Investing survey in 2021 found Printed copies of the HSBC Holdings plc Annual Report and Accounts are expected to be mailed to shareholders who have opted to receive a hard copy on 24 March 2023. The current crisis has not caused firms to backtrack or change focus. 2023 Integrated report. Find the latest publications on CSR policy and governance of BNP Paribas group. Hong Kong Stock Code: 5 Corporate Social Responsibility Report. 42: Stop share price information In April 2023 HSBC UK and housing and homelessness charity Shelter announced a new multi-year partnership to support the financial health of people and communities during the cost-of-living crisis and help break the vicious circle of homelessness. HSBC launches Skill for Life Programme Cross-Country. View the latest documentation. Mark E Tucker Group Chairman. hsbc. Transparency in HSBC is supporting Southeast Asian parenting company, The Parentinc, as it fills minds and shopping 1 May 2024. Group Recognition for the commitment and promotion of sustainability best practices in the UAE through issuing the UAE Report (2014-2015) Arab Organization for Social Responsibility - Gold CSR Excellence Award, for outstanding social responsibility efforts in the community and our contribution to the Global Sustainability · Michael Raj is Vice President, Corporate Sustainability at HSBC Global Service Centres, India. The survey, conducted from 2 to 24 February 2023, had a sample size of 422 from professionals working in financial services across the globe, in roles Sustainable Banking Report 2022 Read the full report Retail investor capital is a USD8. Access company CSR data in Bangladesh at CSR Window. This process CSR & Umum; Makan + Belanja + Hiburan dengan ekstra cashback hingga 5% maksimal Rp500 ribu per bulan Baca lebih lanjut mengenai HSBC Kartu Kredit Live+ Info selengkapnya. For us, sustainability means building our business for the long term by balancing social, environmental In 2009, HSBC Group acquired Bank Ekonomi Raharja (Bank Ekonomi), a local bank with a presence across the breadth of Indonesia. HSBC has invested USD100m to accelerate green technologies designed to support decarbonisation of high-carbon sectors in four critical areas – direct air capture, clean hydrogen, long-duration energy storage, and sustainable aviation fuel. 10. Neither HSBC Bank plc nor any member of its group companies (“HSBC”) make any guarantee, representation or warranty nor accept any responsibility or HSBC’s Procurement department checks suppliers of goods and services to ensure compliance with the bank’s ethical and environmental codes of conduct. 12 included in, or linked from, the Report, available on HSBC’s website. View our second CSR report showcasing our June 2017 - June 2019 efforts, goals and performance in sustainability, corporate citizenship, and staff volunteerism. Head Office: 139 P Sector- 44, Gurugram - 122003, HSBC is one of the largest banking and financial organizations in the world. Transition Pathways. The case describes how HSBC incorporated CSR initiatives into the strategic plan of the group and made efforts to translate it Senior Vice President - Corporate Sustainability, HSBC India · As Senior Vice President Corporate Sustainability at HSBC India, I anchor community investment initiatives, communications and governance for the Sustainability function. Anti-fraud measures Close. the world’s largest banking and financial service organisation which takes pride in its global presence. 1MB, PDF): If you are a personal HSBC customer or a Sole Trader or Proprietor, please use this form to confirm your personal status under the CRS. 7MB) Learn more about HSBC’s global approach to HSBC’s ESG Integrated report series has looked at sectors from retailing to telecoms to identify the issues relevant to each industry, highlighting why these issues are important, what information and data is available, and how ESG issues can affect a sector in the future. com Fitch Ratings Ltd 30 North Source: HSBC ESG Datapack, 20232 Total Emissions 1,274,372 tCO2e Further clarifications in current emissions reporting - Total Emissions excludes financed emissions. 4 hectares of land HSBC EY: Built to Last Sustainable Buildings Frameworks report By 2050, it is estimated that 70% of the world’s population will live in cities. HSBC Group, HSBC or the/our Group) is one of . In the Corporate Social Responsibility (CSR) 2003 report released by HSBC, CSR was defined as addressing the expectations of customers, shareholders, employees, and other stake-holders in managing HSBC Malta Foundation has released its first corporate social responsibility report, showcasing its 2016/2017 efforts, goals and performance in sustainability, corporate citizenship, as well as important factors could cause actual developments and / or results to differ materially from HSBC’s expectations. Opening up a world of CSR Initiatives at HSBC: Making Good Business Sense - HSBC, This case discusses the corporate social responsibility (CSR) initiatives at the HSBC Group and how CSR was viewed as complementary to the nature of business at the bank. The Company aims to minimise the impact of its business on the environment and have a positive effect on society by implementing projects as per its focus areas, in line HSBC Amanah . . This document has been issued by HSBC Bank plc, which has based this document on information obtained from sources it believes to be reliable but which it has not independently verified. Read more . We can now provide more sustainable finance to local business, and scale up investment in nature-based solutions which support communities while also facilitating the transition to net CSR / ESG Report ’ in 2019 at the Communicate magazine awards. Discover here (PDF,22MB) Energy Transition: Delivering Net-Zero Carbon in Saudi. Date of Award: Aug 2021: Original language: English: Supervisor Corporate Social Responsibility (CSR) Corporate social responsibility (CSR) became a thing in the 2000s when corporate sustainability added the concept of helping the local community into the mix. To support this, the UK Government Commercial Function has developed a new commercial policy measure for all central government departments and arm’s length Issuer of report HSBC Bank plc . close. Monday-Friday (excluding Public Holidays): 9am-6pm * Should you receive a call from someone at HSBC that causes you concern over their identity, be aware that HSBC employees will be able to inform you of their name and the relevant branch/department they represent. docx from SOCIAL SCI 103 at IIM Bangalore. <br>I also lead Risk and Control for the Global Philanthropy function at HSBC. In November 2024, new security Lead, Sustainability, CSR & Philanthropy - HSBC Life at created 18-Dec-2024. We use cookies to give you the best possible experience on our website. About HSBC Group With assets of $3. HSBC Premier. 6 / 5. The aim of this report is to identify the corporate social responsibility project being done by HSBC bank. Financial reports CSR. Thematic presentations CSR. 2 CSR Committee of the Board Ensuring that the CSR programmes included in CSR Policy are related to the activities included in Schedule VII of the Companies Act 2013 Ensuring that in each financial year, the HSI is an affiliate of HSBC Bank USA, N. The Group’s presence in Malaysia dates back to 1884 when Hongkong and Shanghai HSBC in India has been active in the development of the Indian banking industry – even giving the country its first ATM in 1987. Explore more . HSBC have provided DPS with a green loan to help pioneer new vertical farming techniques which produce 90% less CO2 per kg than traditional farming methods. Climate analytics and alignment Report. c. Disclosure of underwriting philosophy of offering Health Insurance Coverage to Transgender persons. Published. HSBC FRANCE Sustainability CSR commitments and strategies The Group’s approach Sustainability underpins our strategic priorities and enables us to fulfil our purpose as an international bank. We have adopted the 1987 Brundtland Commission’s definition of ‘sustainable Supplier name: HSBC Bank plc Publication date: 30 August 2023 In 2019, the UK became the first major economy to adopt a legal commitment to achieve ‘Net Zero’ carbon emissions by 2050. 4bn to $17. By continuing to browse this site, you give consent for cookies to be used. Our limited assurance conclusion . 15 KB 10 Sep 2024 Indian parents prioritise their child's overseas education over own retirement, finds HSBC report English PDF 239. Main This document or video is distributed and/or made available, HSBC Bank (China) Company Limited, HSBC Bank (Singapore) Limited, HSBC Bank Middle East Limited (UAE), HSBC UK Bank Plc, HSBC Bank Malaysia Berhad (198401015221 (127776-V))/HSBC Amanah Malaysia Berhad (20080100642 1 (807705-X)), HSBC Bank (Taiwan) Limited, HSBC Bank plc, HSBC has a Green Loan offering available to Large Corporates, Mid-Market Enterprises and SMEs looking to secure funding for environmentally beneficial activities. at a glance. Careers . Sustainable finance is an increasingly attractive tool for businesses to drive growth through their environmental commitments, with financial institutions looking for new ways to increase access: HSBC Australia CEO Kaber McLean said: Our new commitments allow us to continue our contribution to a future in which economic growth in Australia and sustainability go hand in hand. 3bn to $30. With assets of US$2,967bn at 31 December 2022, HSBC is one of the world’s largest banking and financial Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. There's no guarantee that sustainable investments will produce returns similar to those that don't consider these factors. Registered number 617987 HSBC UK’s inclusion strategy is focused on three Rs: Representation, Respect and Reputation. Gold Winner . The COVID-19 pandemic immediately shifted the focus HSBC’s earliest roots in Singapore can be traced back to 1856, through the Mercantile Bank of India. We believe it is our duty to our customers, investors and employees to foster an ethical, * The 2015 Sustainable Development Report has been integrated with the 2015 Annual Report. Management team . How is Lion Electric revolutionizing the transport industry to help create a more sustainable future? Find out more about a business plan that is working to improve our society by CSR Policy Canara HSBC Oriental Bank of Commerce Life Insurance Company, hereby referred to as the 'Company', is committed to give back to the community it operates in, including caring for the environment. At HSBC, we see three main ways to embed sustainability into an investment portfolio, which can be applied HSBC outbound phone numbers* (65) 6499 4800/ (65) 6499 4833 / (65) 6499 4855 / (65) 6499 4877. Designed for companies in carbon-intensive industries, HSBC's Transition Pathways connects you with insight to help guide your business towards net zero. pdf, EN, 1 mo View. Win-win Quarterly Voting Report September 2024. Pay Your Premiums Instantly Keep your policy active, pay premium from anywhere! Update Your KYC Keeping your information updated has HSBC’s ESG Integrated report series has looked at sectors from retailing to telecoms to identify the issues relevant to each industry, highlighting why these issues are important, what information and data is available, and how ESG issues can affect a sector in the future. Make your next move. 1500 700. 2014 Sustainable Development Report - HTML Under the CRS, tax authorities require financial institutions such as HSBC to collect and report certain information relating to their customers’ tax statuses. Doing so will help to unlock the This report is dated as at 10 July 2023. World Bank also warned that Vietnam is one of the top five countries likely to be affected by climate change, adding the forecast that climate change will reduce the country’s Read our latest insights curated to meet your investment and wealth needs, ranging from our house view, global and regional market outlook, to sustainability insights, thought leadership articles and financial education. Founded in 1865, HSBC is one of the world’s largest banking and financial services organisations. HSBC's Centre of Sustainable Finance aims to collate and share the thinking and outputs from collaborations with industry experts, academics and government CSR Initiatives at HSBC: Making Good Business Sense - HSBC, This case discusses the corporate social responsibility (CSR) initiatives at the HSBC Group and how CSR was viewed as complementary to the nature of business at the bank. is a global banking and financial services organization headquartered in London, England. HSBC believes that HSBC Environmental Impact Report made accessible and digestible by Windo. com Incorporated in England with limited liability. Data taken from the HSBC ESG and DEI Reports between 2017 and 2024. 64 As on March 31, 2020, the Mutual Fund had asset under management of INR 8,800. Mulai dari perencanaan pendidikan untuk Our employee networks support our commitment to HSBC's dynamic and inclusive culture, where everyone feels valued, respected and can be themselves. HSBC has a long history of supporting projects in India in the areas of skills development, remedial education, civic literacy and financial literacy. Financial performance (vs 2021) – Reported profit before tax fell by $1. The image was selected from more than 2,100 submissions to a Group-wide photography competition. 1 This increasingly urban lifestyle will require new and better buildings to be built globally. In November 2024, new security enhancements (a cooling-off period for limit increases and authentication for additional transaction types) have been introduced to HSBC Online and Faculty of Economic and Social Sciences and Solvay Business School; Student thesis: Master's Thesis. Home. This includes updates on our activities in support of sustainable finance and our commitments relating to Inclusion and Vulnerability, HSBC UK said: “We believe that banking should be available to everybody, regardless of their circumstances. pdf, EN, 7 mo View. Skip to: Skip to Primary navigation; Skip to Main content; Skip to Footer; Menu . But identification is just the first step. Anti-fraud measures. Working together with HSBC to support sustainable development we can protect our communities and even the planet on the journey to a global net zero economy. 13 KB. We want to ensure we are helping economies grow sustainably, and we choose to direct our resources, including time, people and capital, to HSBC has actively taken CSR as an opportunity to strengthen image in external communities that not only strengthened the brand equity of company but also added significant value in terms of business growth. 7. You can also find out about HSBC Group's sustainable business strategy and efforts HSBC Fixed Term Series 140 26 Apr 19 38. We publish regular updates and data on our performance in relation to environmental, social and governance (ESG) issues. This HSBC Life (UK) Limited is part of the HSBC Group. HSBC ESG Sentiment Survey - The reach of regulation . 13 The Bank is responsible for arranging and funding the training of Directors. Start the conversation. The page 58 of HSBC’s Annual Report and Accounts 2022 and page 1 of HSBC’s ESG Data Pack 2022, have not been prepared, in all material respects, in accordance with HSBC’s Sustainable Finance and Investment Data Dictionary, dated December 2022 (‘Reporting Criteria’). Prior to moving to CSR, Michael specialized in Internal Communications Integrating ESG into business strategy. Our limited assurance conclusion does not extend to any other information included in, or Individual Self-Certification Form (1. HSBC Group Menu The ideal candidate will leverage their expertise to develop measurable goals, track progress, and report on performance. The w p î } ( í õ wh >/ ,1752'8&7,21 +6%& %dqn 6lqjdsruh /lplwhg ³%dqn´ zdv lqfrusrudwhg lq 6lqjdsruh rq -xo\ dqg lv olfhqvhg HSBC Corporate Responsibility Report 2006 Participant. Report on the audit of the financial statements Opinion We have audited the financial statements of The Hongkong and Shanghai Banking Corporation Limited (HSBC), Bangladesh Branches (the “Bank”), which comprise the balance sheet as at 31 December 2021 and profit and loss account, cash flow statement and statement of changes in About HKQAA CSR Index and Sustainability Rating & Research HKQAA launched in 2008 the HKQAA CSR Index (formerly HKQAA-HSBC CSR Index) to provide quantitative metrics for measuring the maturity of an organization’s social responsibility practices. 99 KB. HSBC's international network comprises over 9,500 offices in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. Environment Employees Community Governance. For details about HSBC’s global operations, Group board members and financial results, go to our corporate website . 2 The 45 CSR Practices 14 2. The In 2013, HSBC created the three year, GBP30 million Opportunity Partnership working with four specialist charities – Catch22, St Giles Trust, The Prince’s Trust and Tomorrow’s People – with the ambitious goal of helping 25,000 disadvantaged young people in the UK into education, training or employment. Also known as corporate philanthropy, CSR was also used as a tool for lobbying and pleasing local communities with projects for their benefit. Ian Stuart, CEO, HSBC Our strategy supports our ambitions to be the preferred international financial partner for our clients and to have a mid-teens return on tangible equity (RoTE) in 2024. 1500 501. The Bank has recently launched the Skill for Life initiative in keeping with the government’s agenda to promote PM’s Skills India initiative. Registered number 617987 HSBC Holdings plc Strategic Report 2023 1. DIRECTORS' RESPONSIBILITY STATEMENT The Directors of your HSBC sustainability news Learn more about our plan to help build a thriving low-carbon economy. com. Under the guidance of a important factors could cause actual developments and / or results to differ materially from HSBC’s expectations. 5bn Our vision and strategic approach – how we intend to use our strengths to make financing, facilitation and investment choices that can have a meaningful impact on decarbonisation in the real economy. Approximately 40 million customers bank with the Group and the Group employs around 220,000 full-time equivalent staff. Atau (+6221) 2552 6603 (dari luar negeri) HSBC Fusion. Our approach to sector transitions – HSBC has invested USD100m to accelerate green technologies designed to support decarbonisation of high-carbon sectors in four critical areas – direct air capture, clean hydrogen, long-duration energy storage, and Learn about our climate strategy, what we're doing to help protect the planet and how you can get involved. The Bank is wholly HKQAA-HSBC CSR Index nHKQAA’scommitment towards sustainability nWhistle blower nPromoting the principles and application of ISO 26000. Enriching your staff with opportunities to improve their community will help increase their engagement, motivation, and commitment HSBC’s Equator Principles report (the Report) is prepared for the sole purpose of fulfilling the reporting requirements for Equator Principles Financial Institutions as set out in the Equator Principles. HSBC's Centre of Sustainable Finance aims to collate and share the thinking and outputs from collaborations with industry experts, academics and government Approve the impact assessment reports and an annual report on CSR. Notifications . 00: down-0. These include, among others, the risks and uncertainties we identify in our Annual Report and Accounts filed with the Securities and Exchange Commission (“SEC”) on Form 20-F and interim reports and earnings releases Given the international focus on sustainability, reinforced by the latest Intergovernmental Panel on Climate Change report which spoke to the dangers of inaction, 1 corporates are actively looking at ways to improve the performance of their supply chains. ESG review Our approach to ESG About the ESG review Our new purpose is: ‘Opening up a world of opportunity’. But plans are only as good as the expected foundation from which you make them. Hong Hubungi Kami. Toggle share price data annoucements Share price. Financial performance (vs 2022) – Profit before tax rose by $13. Select. Online banking; Private banking online; Straight2Bank; Local sites; Contact us; About us. Principal Responsibilities. 0tn and operations in 64 countries and territories at 31 December 2021, HSBC is one of the largest banking and financial services organisations in the world. Registered Office: 116 Archbishop Street, Valletta VLT1444 Web: www. iSelect Guaranteed Future Plus Fuel your dreams with life cover & assured returns. The The focus of this article is how HSBC has explored the challenges and nuances of ESG data and devised ways in which it can be used effectively for post-trade reporting as a new Securities Services product offering. 2. Skip page header Financial reports CSR. Consequently, our Group strategic plan, ‘Managing for Growth’, aims to make HSBC one of the world’s leading brands for corporate social responsibility (CSR). The performance under CSR initiatives is included under “Business Responsibility Report” of Annual Report of the Bank. Learn the benefits of CSR and how other businesses in Malaysia integrating CSR into their strategy. 2024. About Standard Chartered We are a global bank connecting corporate, institutional and affluent clients to a View HSBC CSR REPORT (3). 1865 . 36 crores under schemes of HSBC Mutual Fund and INR 16,491. Credit card loss report service hotline (02)6616-6861 For information on the loss reporting services of With HSBC Hong Kong Wealth Insights, you can discover and read our latest and regular research publications with exclusive analysis related to investment and wealth needs. Thematic presentations As previous Navigator reports note, environmental sustainability now permeates all aspects of business strategy. 1500 808. Social Media Links. I understand, let's proceed Cancel. City Value Direction Deviation; London GBp (HSBA) 767. We supplement our IFRS figures with non-IFRS measures used by management internally that constitute alternative performance measures At HSBC, we are committed to the principles of corporate sustainability. Note: HSBC is not responsible for any content on third party sites, nor does a link suggest endorsement of those sites and/or their content. Data taken from the HSBC ESG and Sustainability Reports between 2017 and 2024 Approve the impact assessment reports and an annual report on CSR. HSBC has procedures in place to identify and manage any potential conflicts of interest that arise in connection with its Research business. 42 crores under Mutual Fund advisory mandate, as HSBC Holdings plc Annual Report and Accounts 2024 HSBC Holdings plc 8 Canada Square London E14 5HQ United Kingdom T: +44 (0)20 7991 8888 www. A reminder. Directors may attend HSBC sustainable investments include investment approaches or instruments which consider ESG and/or other sustainable factors to varying degrees. The Report should not form the basis of any third party’s decision to undertake, or otherwise engage in, any activity and third parties do not have any right to rely on it. We have systems in place to ensure that the bank is well-managed, with effective oversight and control. Depending on the context, ‘we’ means either or both of HSBC AMUK or HSBC AM. Hong Kong remains the headquarters of The Hongkong and Shanghai Banking Corporation, and the bank is committed to the future of its birthplace. These reports provide insights into how your organisation manages sustainability risks and opportunities, allowing investors to assess your company's performance and risk profile. The currency we report in is US dollars. For further details of HSBC’s financed emissions reporting methodology, please see P53 of HSBC Holdings plc Annual Report and Accounts 20233 27 Sep 2024 Era of uncertainty is creating decision paralysis: HSBC study English PDF 113. As a result of this acquisition, HSBC became one of the largest foreign financial institutions in What do ESG reports cover? ESG reports primarily focus on disclosing data related to the environmental, social, and governance aspects of a business. E. 2022-05-13. For us, sustainability means building our business for the long term by balancing social, environmental HSBC Bank Malta p. ‘Flagship Projects and Donations’ represent projects carried out across the MENA region, while ‘UAE Projects and Donations’ represent UAE specific projects. July. 2024 Climate report. Lending is subject to status. HSBC Advance. Managing our footprint HSBC is the world’s first Working together with HSBC to support sustainable development we can protect our communities and even the planet on the journey to a global net zero economy. Explore the sector Designed for companies in carbon-intensive industries, HSBC's Transition Pathways connects you with insight to help guide your business towards net zero. This Strategic Report was approved by the Board on 23 February 2021. Designed for companies in HSBC will be one of the fully CRS compliant banks in the world – learn more about CRS and how this will affect your personal or business account with HSBC. 3bn, primarily reflecting revenue growth. Dapatkan cashback dengan bergabung bersama HSBC Premier. Social Report 2021. Growing my Business Filter the feed by a theme. Before sending us your information, please read our privacy policy. Since 2021, 60. Chinese railway bond certificate, 1907 . Hongkong and Shanghai Banking HSBC is playing a pivotal role in the evolution of Sustainable Finance. Explore the sector HSBC Holdings Plc. com A consultation for sustainability reporting standards has been Annual Report and Accounts 2022, the Interim Report 2022, and other reports and financial information published by HSBC. HSBC's Read our latest insights curated to meet your investment and wealth needs, ranging from our house view, global and regional market outlook, to sustainability insights, thought leadership articles and financial education. We were one of the founding signatories of the United Nations Principles for Responsible Banking (PRB) in 2019 and support further efforts to enhance ESG reporting and advocate for improved consistency across the industry across disclosures and ESG ratings Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. com and Form 20-F filed with the SEC on or around 22 At HSBC, our values guide us in all our actions – from strategic decisions to day-to-day interactions with customers and each other. HSBC Bank Egypt S. com ESG development should accelerate in 2022, as all stakeholders HSBC’s Equator Principles report (the Report) is prepared for the sole purpose of fulfilling the reporting requirements for Equator Principles Financial Institutions as set out in the Equator Principles. HSBC Holdings plc Strategic Report 2023 1. We value difference, with diverse ideas and perspectives helping us to innovate, manage risk, and grow our business in a sustainable way. mt News Release 26 September 2019 HSBC Malta Foundation releases 2017-19 Corporate Sustainability report Through the publication of its second Corporate Sustainability report the HSBC Malta The cover of this report showcases one of the images taken by one of our employees. Our brand campaign Annual Report and Accounts 2018. The Expenditure and impact 42 HSBC Holdings plc Annual Report and Accounts 2020. , India is committed to Corporate Social Responsibility (CSR) and demonstrates this by contributing to the economic and social HSBC FRANCE Sustainability CSR commitments and strategies The Group’s approach Sustainability underpins our strategic priorities and enables us to fulfil our purpose as an Corporate Sustainability Reporting Directive (CSRD), the European Financial Reporting Advisory Group (EFRAG) has launched a consultation on mandatory reporting standards. For climate change specifically, please see The climate in 2022 (4 January 2022). Innovation & Transformation Filter the feed by a theme. com Accounts 2023. Key audit matters • Expected credit losses - Impairment of loans and advances (group) • Investment in associate – Bank of Communications Co. Through an international network linked by technology, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities. 25 Jul 2022 HSBC & KPMG’s Emerging Giants Report Identifies 10 Potential Unicorns in Find out more in our HSBC Global and MENA report. HSBC USA Inc. This included a favourable year-on-year impact of $2. 20: New York USD (HSBC) 49. Issuer of report: The Hongkong and Shanghai Banking Corporation Limited View HSBC Global Research at: https://www. 20: Hong Kong HKD (0005) 75. 12 December 2024 Consumers at the heart of the ASEAN opportunity. Read more. If you are unsure about any of these terms and if they apply to you, please refer to the Glossary. HSBC believes that Learn about Canara HSBC Life Insurance’s initiatives to create a sustainable future through impactful CSR activities and community support. It is the largest bank in HSBC India Corporate Sustainability Impact Report - 2021 (48-page PDF 3. 4. 2014 2 Awards and Recognitions . We’re helping Additional detailed information concerning important factors, including but not limited to ESG related factors (such as HSBC’s ESG targets, commitments, and ambitions) is available in HSBC Holdings plc’s Annual Report and Accounts for the fiscal year ended 31 December 2022 available at www. You are about to e-mail us. It provides an overview of how we are structured, what we do and where, our strategic plan, the principal HSBC's international network comprises over 9,500 offices in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. For more details please read our Cookie Policy. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc. Learn more about HSBC UK’s Inclusion Strategy (PDF 13. It sets out Independent Limited Assurance Report to the Directors of HSBC Global Asset Management Limited on the scope 1 and scope 2 baseline financed emissions metrics as at 31 December 2019 The Board of Directors of HSBC Global Asset Management Limited (“HSBC AM”) engaged us to obtain limited assurance on the scope 1 and scope 2 baseline financed emissions metrics for CSR activities and investments that also aim to create happiness can help generate bigger social impact. Go to this section HSBC Holdings plc Strategic Report 2023 1. tw if any doubt/concern or further explanation is needed. The programme has now concluded and we are very proud to Reflecting this trend, we took the decision to integrate our ESG report into the 2021 Barclays PLC Annual Report. Find out more about careers at HSBC in Egypt. Products and services may vary by state and are not available in all states. View the ESG Risk Rating for HSBC Holdings Plc. Integrating CSR with Business Model At HSBC, sustainability means managing our business responsibly and sensitively, and ensuring we include social, economic and environmental factors in the decisions we make to ensure long- term business success. 1 The Hong Kong CSR Advocate Index 14 2. 2 trillion opportunity Retail investors could help finance ESG. Atau (+6221) 2551 4722 (dari luar negeri) Sustainability Reports - Tesco PLC Having surpassed our target this year to mobilise RM60 billion by 2024, we are encouraged to raise the bar even higher. BRAC Bank Allocates Tk 2 Crore for Medical Treatment 3 Aug 2022 Report by Climate Bonds and HSBC shows ASEAN Sustainable Debt Market Hits Record Issuance Volume in 2021 English PDF 280. We have committed USD 100 billion for it by 2025 (facilitated USD 52. 5 The Initiation of the HKQAA - HSBC CSR Index 13 Part Two – HKQAA - HSBC CSR Index – Hong Kong CSR Advocate Index 14 2. From Hubble to James Webb: HSBC’s sustainability strategy to support sustainable economic growth, focuses on Community Investment (CSR interventions), Sustainable Operations, Sustainable Finance and The Hongkong and Shanghai Banking Corporation Ltd. Being sustainable means recognising the importance of our relationships with all these different groups whilst understanding and 298 HSBC Holdings plc Annual Report and Accounts 2021. The partnership builds on the work of HSBC UK’s ‘No Fixed Address’ service, which has helped over 5,000 people without a fixed At HSBC, we are committed to facilitating the growth of our people and enabling them to thrive both inside and outside the organisation. Underwriting Philosophy Documents. Staff in military uniform, First World War. December 2023 HSBC SDG bond and Sukuk report 2023 (19-page PDF 5,797KB) HSBC SDG Bond and Sukuk Annual Review 2023 Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. HSBC's For the purpose of this report, we have divided our projects under two main categories. See Sustainalytics’ high-quality public ESG risk ratings for over 10,000 companies. Establishing a centre of sustainable finance . In 2015, these projects benefited over 54,000 children, young people and women across the states of Karnataka, This report must be read with the disclosures and the analyst certifications in the Disclosure appendix, and with the Disclaimer, which forms part of it. Those who claimed to be well prepared for recent HSBC Holdings plc FY21 ESG factboo k 31 December 2021 Opening up a world of opportunity Our purpose, values and ambition support the execution of our strategy Our purpose: Opening up a world of opportunity Our ambition: To be the preferred international financial partner for our clients Our strategy: Focus on our strengths Digitise at scale Energise for growth Transition to Supplier name: HSBC Bank plc Publication date: 11 March 2024 Commitment to achieving Net Zero HSBC Bank plc is committed to achieving Net Zero emissions by 2050. Learn more. Build, manage and protect your wealth at home or abroad – with an exclusive level of service that includes your own Relationship Manager. This report follows FCA rules and guidance for asset managers to make disclosures consistent with the recommendations of the TCFD. 3 Scoring Approach 18 2. We also HSBC Bank plc Annual Report and Accounts 2021 3. Skip to: Skip to Primary navigation; Skip to Main content; Skip to Footer; Menu. CSR Excellence Award. More options. HSBC leads in landmark green transaction Learn more about the ground-breaking US$600 million, 10-year Green Sukuk, issued for the Middle East Usage of this information is not permitted in any way, unless otherwise agreed in writing. 26 Objective nThe aim of HKQAA-HSBC CSR Index is to provide an application tool for rating an organization’s system maturity in pursuing social responsibility with reference to ISO 26000, in order to facilitate the And a Productivity Commission report has found that mental ill-health and suicide in Australia cost between $12–$39 billion in lower economic participation and lost productivity in 2018–19 alone. Decade of change required to deliver the Paris Agreement and the UN Sustainable Development Goals. Our ambition is to be the preferred international financial partner for our clients. While starting his career in the Real Estate and BPO Industry, he is currently in the Banking & Financial Services sector , with his domain being in CSR and Communications. Kami siap membantu Anda dan keluarga mencapai tujuan di dalam setiap tahap kehidupan. The case describes how HSBC incorporated CSR initiatives into the strategic plan of the group and made efforts to translate it Annual Report and Accounts 2022, the Interim Report 2022, and other reports and financial information published by HSBC. Explore the We report on ESG matters throughout our Annual Report and Accounts , including the ’ESG overview’ section of the Strategic Report (pages 14 to 19), this ESG review (pages 44 to 96), the Strategic Report (pages 15 to 20), this ESG review (pages 43 to 88), and the ‘Climate-related risks’ section of our Risk review (pages 131 to 135). Overview – Common Reporting Standard (CRS) Go to: Navigation; Content; Footer; Alt + 0 to show this section, Tab to navigate forward, Shift + Tab key to navigate backward, Enter to access link, and Esc to reset. Registered office and Group Head office: 8 Canada Square , London, E14 5HQ, United Kingdom Web: www. Annual Report and Accounts 2008 Arabic PDF 212. Our new debt financing partnership with Singapore-based investment company Temasek ambitions to dispense over US$1 billion of loans within five years. For further details of HSBC’s financed emissions reporting methodology, please see P53 of HSBC Holdings plc Annual Report and Accounts 20233 HSBC has actively taken CSR as an opportunity to strengthen image in external communities that not only strengthened the brand equity of company but also added significant value in terms of business growth. In 1959 HSBC acquired the Mercantile Bank. Go to The theme of HSBC's CSR Report for 2005 is the role of financial services in responding to climate change. Discover here . HSBC bank was formed in 1992 after the HSBC group acquired the British Midland Bank. Portrait of Thomas Jackson, around 1890. HSBC CSR REPORT Submitted By: Abhinav Gupta (PGP/24/004) HSBC Holdings is a British multinational bank. At HSBC, how we do business is as important as what we do. This report looks at the broader ESG landscape excluding climate. They also experience In addition, we've supported the National Trust with over 18,000 hours of volunteering opportunities from HSBC colleagues since the start of the partnership in 2021. We were surprised by 1. GFANZ. We carried out an extensive comparative analysis of sample ESG data across 20 third-party ESG data suppliers in 2018 and 2019. By way of exception, usage of this information is permitted to the non-India based rated subjects, limited to a single reference to the score on the rated subject’s sustainability webpage or CSR report, mentioning Sustainalytics as a source. HSBC Group history timeline. Data taken from the HSBC DEI and Sustainability Reports between 2017 and 2024 HSI is an affiliate of HSBC Bank USA, N. A report by Sociabble revealed that employees want to work in companies that champion causes, in making the world a better place. The Strategic Report is the first section of the Annual Report and Accounts. Task Force on Climate-related Financial Disclosures . Supporting wetland restoration with the National Trust for Scotland We've also been supporting the National Trust for Scotland with their Threave Landscape Restoration Project. Inclusion and Diversity. Find out more about HSBC HSBC Bank Malaysia Berhad (Company No 198401015221) (127776-V) 2020 Registered Office and Head Office: 2 Leboh Ampang, 50100 Kuala Lumpur, Malaysia. Sustainability-Linked Loans. HSBC Bank USA. research. We’re investing in our people, culture and communities, as well as improving our data to remove barriers, innovate and create opportunities for people to grow and succeed. Press release CSR 1st quarter. 31-Jul-2007 Time period. 2024-11-07 . Priorities. HSBC Holdings plc Strategic Report 2020. Our purpose, ambition and values reflect our strategy and support our focus on execution. Products and services may See HSBC CSR initiatives, CSR News, CSR Reports and CSR Data in Bangladesh. Investing in a sustainable future Opens in new window. 5bn, including an impairment on the planned sale of our retail banking View HSBC CSR REPORT (3). 4 Benchmarking Process 20 2. To achieve our purpose and deliver our strategy in a way that is sustainable, we are guided by our values: we value difference; we succeed together; we take responsibility; and we get it done. 46 HSBC Ultra Short Duration Fund 29 Jan 20 894. QUARTERLY VOTING REPORT March 2024. We’re proud to have won this global award in We report on ESG matters throughout our Annual Report and Accounts , including the ’ESG overview’ section of the Strategic Report (pages 14 to 19), this ESG review (pages 41 to 98), HSBC Sustainability Report made accessible and digestible by Windo. my 11 October 2021 Sustainability makes good business sense: HSBC HSBC Malaysia to launch specially curated sustainability webinars to help future proof Malaysian businesses HSBC’s Sustainable Financing and Investing Survey explores the key trends shaping ESG and sustainable finance, revealing the latest thinking and insights on this topic. In October 2016, Bank Ekonomi was rebranded as PT Bank HSBC Indonesia. Adjusted measures. HSBC India, one of the leading multi-national banks in India has been doing some major work in community development, which they call Community Investment Initiatives. HKQAA CSR Advocate Index, an annual voluntary benchmarking scheme, was derived in the first place Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. Our headquarters. If you open a new bank account, invest in new financial products or change your circumstances in some way, we will ask you to certify a number of details about yourself. Sourced from the HSBC Sustainable Financing and Investment Survey 2020 Sustainability means meeting the needs of the present HSBC has committed up to USD1 trillion of finance and investment by 2030 to support our customers transition to a net zero global economy. BNP Paribas CSR Strategy - November 2024. Go to this section . Explore more. , a wholly owned subsidiary of HSBC Bank USA, N. 6 Quality Assurance 20 HSBC and Temasek launch partnership to catalyse sustainable infrastructure projects in Asia Opens in new window. 2 CSR Committee of the Board Ensuring that the CSR programmes included in CSR Policy are related to the activities included in Schedule VII of the Companies Act 2013 Ensuring that in each financial year, the HSBC UK is a ring-fenced bank and wholly owned subsidiary of HSBC Holdings plc. In the report, you will find examples of HSBC's leadership in this important area, including the Group's commitment to carbon neutrality and its carbon neutral pilot project. These assets under management in scope HSBC Indonesia is authorised, registered and regulated by the Indonesian Financial Service Authority in doing its business in Indonesia HSBC Sustainability Building Community Resilience and Supporting Indonesian Economic Recovery Jakarta, 1 February 2021 – Currently 94. This can include charity work, We have set on-balance sheet financed emissions targets to 2030 for key carbon intensive sectors. Contacts: Huseyin Sevinc Senior Director – Financial Institutions, Banks +44 20 3530 1027 huseyin. Article. will be placed to SD & CSR Committee of the Board on quarterly basis and to the Board of Directors every year. As a major international business HSBC Group has an impact on people all over the world – including customers, employees, suppliers, regulators, investors, and the wider communities it serves. Disability_Mental illness. Launched in June 2017, HSBC NOW Photo is an ongoing project that encourages our people to capture and share the diverse world around them with a camera. These include, among others, the risks and uncertainties we identify in our Annual Report and Accounts filed with the Securities and Exchange Commission (“SEC”) on Form 20-F and interim reports and earnings releases HSBC Holdings plc FY21 ESG factboo k 31 December 2021 Opening up a world of opportunity Our purpose, values and ambition support the execution of our strategy Our purpose: Opening up a world of opportunity Our ambition: To be the preferred international financial partner for our clients Our strategy: Focus on our strengths Digitise at scale Energise for growth Transition to Composition of the INM CSR Committee Chairperson: Chief Executive O˜cer, India Members: • Chief Financial O˜cer, India • General Counsel, India • Chief Risk O˜cer, India • Head of Corporate Sustainability • Head of Communications, India • Head of Commercial Banking • Head of Wealth and Personal Banking • Head of Global Banking Issued by The Hongkong and Shanghai Who we are. Now in its fifth year running, the Sustainable Financing and Investing Survey charts market sentiment and evolving attitudes to better understand this critical space. Approve the excess amount spent in any financial year which is required to be set off. This position offers the opportunity to shape our sustainability agenda and build a culture of responsibility that resonates with our The Annual Report on CSR activities, as prescribed under Section 135 of the Companies Act, 2013 read with Rule 9 of the Companies (Accounts) Rules, 2014 and Rule 9 of the Companies (Corporate Social Responsibility Policy) Amendment Rules, 2021 is appended to this report as Annexure A. Centre of Sustainable Finance . Find out more about HSBC Premier. We will be taking the 2018 report as our base for identifying and disclosing the climate-related risks and opportunities across our businesses. We use cookies to give you the best possible experience on our Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. l. All market data included in this report are dated as at close 06 July 2023, unless a different date and/or a specific time of day is indicated in the report. Web: www. RNS is approved by the Financial Conduct Authority to act as a Primary Information Provider in the United Kingdom. It is the largest bank in HSBC Holdings plc Annual Report and Accounts 2020 267 Financial statements. Ultimately, we plan to fully integrate ESG issues into our stock coverage The theme of HSBC's CSR Report for 2005 is the role of financial services in responding to climate change. Highlights Financial performance reflected net interest income growth and cost discipline, and we continued to make progress against our four strategic pillars. Centre of Sustainable Finance. Registered number 617987 HSBC HOLDINGS PLC Corporate Social Responsibility Progress Report 28 HSBC has long recognised that good corporate behaviour is vital to our long-term success. 0 (127) HSBC Holdings plc reports have an aggregate usefulness score of HSBC Asset Management is a signatory to the Net Zero Asset Managers initiative, with a 2050 net zero objective across all assets. HSBC currently operates in 67 countries and tends to cater to about 38 HSBC HOLDINGS PLC About This Report For HSBC, ‘corporate social responsibility’ (CSR) is defined as managing our business responsibly and sensitively for long-term success, by working with our customers, shareholders, colleagues, communities and other stakeholders. REPORT RATINGS. Our new 2024 sustainable finance target is now RM100 billion, more than triple our initial target announced in 2021. Lion Electric. 2024-05-27. HSBC Holdings plc (hereinafter referred to as . 5 Information Security and Confidentiality 20 2. Our targets include a commitment to phase down our fossil fuel financing in line with Find out about HSBC’s approach to corporate governance. Visit website. Pivoting from a world run by fossil-fuels to one that’s powered by renewable energy is going to be a challenge – but one that countries in the Middle East are determined to undertake. California license #: OD36843. Audit scope The scope of our audit and the nature, timing and extent of audit procedures performed were determined based on our risk assessment, taking into account changes from the prior year, the financial significance of subsidiaries and other qualitative factors. 32 KB. 30 KB According to HSBC’s report “Tackling the next crisis”, Ho Chi Minh City is among many cities in Asia (besides Mumbai, Shanghai, Bangkok and Jakarta) that are being increasingly threatened by rising sea levels. This underlines how environmental sustainability is increasingly synonymous with business sustainability. We executed the planned HSBC Green Bonds report 2023 (29-page PDF 10,509KB) PwC Green Bond Assurance report 2023 (6-page PDF 238KB) HSBC Holdings . With a minimum loan value of £300,000, we are enabling businesses to access finance to support their sustainability projects. pdf, EN, 4 mo View. Sustainability at HSBC. 90: up +10. April 2017 marked an important historical event for the HSBC Group in Indonesia with the integration of two banks into PT Bank HSBC Indonesia. HSBC Holdings plc We are currently seeking a high calibre professional to join our team as a Lead, Sustainability, CSR & Philanthropy. 2022-05-03. 5bn relating to HSBC Green Bonds report 2023 (29-page PDF 10,509KB) PwC Green Bond Assurance report 2023 (6-page PDF 238KB) HSBC Holdings . Source: HSBC ESG Datapack, 20232 Total Emissions 1,274,372 tCO2e Further clarifications in current emissions reporting - Total Emissions excludes financed emissions. HSBC Water Programme Learn about our climate strategy, what we're doing to help protect the planet and how you can get involved. HSBC has been honoured to have been awarded the CSR Explore the latest analysis industry dynamics with HSBC Global Research and some of our latest reports that unlock opportunity linked to sustainability. 1MB) Promoting Education . sevinc@fitchratings. This report must be read with the disclosures and the analyst certifications in the Disclosure appendix, and with the Disclaimer, which forms part of it. Who we are Skip to Investors. Fitch expects HSBC to report solid profitability and capital metrics, supported by strong net interest income and increased revenues in its wealth-management business given the increasing demand in Asia. HSBC Holdings plc. Europe 56% Asia 28% Americas 13% Middle East, North Africa and Turkey 3% Environmental Our actions have an impact on the communities where we do business and the wider environment. Based on the procedures we have performed, as described under the ‘Summary of work performed as the basis for our assurance conclusion’ and the evidence we have obtained, nothing has come to our attention that causes us to believe that the Subject Matter Information INDIA CSR OUTLOOK REPORT PRIVATE LIMITED COMPANIES ˜FY15˚16˛ ©2017 Renalysis Consultants Pvt Ltd (NGOBOX) 1ST REPORT ON CSR SPEND OF UNLISTED PRIVATE COMPANIES IN INDIA APRIL 2017 Covers 305 Private Limited Companies Includes brands like Google IBM Intel Microsoft Samsung LG Sony Coca-Cola Pepsi Barclays HSBC GE Johnson Stay informed on the latest financial performance and updates for HSBC Holdings plc and check out our reports archive. 4 billion in sustainable financing and investments since the start of 2017) and some of The CSR Committee will ensure that the non-profit partners monitor and report on the outputs and impacts of their projects. CSR. Ultimately, we plan to fully integrate ESG issues into our stock coverage Reports on the SD & CSR activities, expenditure, Impact created, Innovations, lessons learnt, etc. Staff in Fuzhou, China, 1887. Skip to content. This shift in sentiment is also helping drive a change in company mindsets. Manage your money like an expert and make your wealth grow with HSBC Advance – a self-directed, smarter level of service. Projects will be monitored through: half yearly progress reports, annual reports along with fund utilisation reports (as per format approved by the EXCO) and field visits of programmes/projects. Make your mark . CSR Program at HSBC Corporate Social Responsibility (CSR) is decisive to HSBC success in China and in global countries. 2024-05-24. 50 HSBC Overnight Fund 22 May 19 947. , Ltd (‘BoCom’) (group) • Impairment of investments in subsidiaries (parent) • Valuation of defined benefit pensions obligations (group) Materiality • Overall group materiality: HSBC continued to invest and grow in Hong Kong and the surrounding region into the 21st century. I understand, let's proceed HSBC Group Companies (“HSBC Code”) which covers the HSBC Group internal policies on corporate governance activities, as well as relevant rules and regulations such as those relating to the Banking Act, CG Regulations and CG Guidelines are provided to every new Director. Highlights Financial performance reflected net interest income growth, and we continued to make progress against our four strategic pillars. Page 1 of 17 INTRODUCTION HSBC Bank (Singapore) Limited (“Bank”) was incorporated in Singapore on 14 July 2014 and is licensed by the Monetary Authority of Singapore (“MAS”) as a bank with qualifying full bank privileges to engage in banking business in Singapore with effect from 20 April 2016. Access HSBC’s tools and partnerships which are designed to support SMEs progression on their sustainability journey (some Throughout this report we refer to HSBC AMUK and HSBC AM activities, both of which form part of HSBC AMUK’s approach to climate and sustainability. Insights; Solutions That was a key message from a panel discussion at the HSBC Global Investment Summit that highlighted the importance of a collaborative approach in response to challenges including climate change. Ian Stuart. BNP Paribas unveils its first "climate analytics and alignment report" and carbon intensity reduction targets by 2025 . Find out more. You can also find out about HSBC Group's sustainable business strategy and efforts Please contact us via contact center (02)6616-6000 or email csr@hsbc. 1. Go to this Working together with HSBC to support sustainable development we can protect our communities and even the planet on the journey to a global net zero economy. In addition, we have other supplementary ESG ratings, impact investing and sustainability data for HSBC Holdings PLC, Commercial Banking and United Kingdom. pdf, EN, 164 ko View. Baseline Emissions Footprint Baseline emissions are a record of the greenhouse gases that have been produced in the past and were produced prior to the introduction of any strategies to reduce emissions. Who we are. HSBC Holdings plc Strategic Report 2022 1. A. Please note that you may receive more than one request for information, if you have multiple accounts When using the HSBC Sustainability Tracker, you can request a follow up from HSBC using the ‘Contact HSBC’ button. The adoption of environmental as well as broader ESG policies are gaining momentum as a result. Skip to: Skip to Primary navigation; Skip to Main content; Skip to Footer; HSBC sets, monitors and reports direct impacts: energy & carbon dioxide and water consumption and waste generation 2005-07 and now 2008-11 CO2 7% 7% 8% 5% 22 23. This information is provided by RNS, the news service of the London Stock Exchange. CSR News; CSR Solutions; CSR Awards; Pitch for Bangladesh; CSR News; CSR Solutions; CSR Awards; Pitch for Bangladesh; Icon-facebook Linkedin Youtube Phone-alt. 5bn Annual Report and Accounts 2022, the Interim Report 2022, and other reports and financial information published by HSBC. Hongkong and Shanghai Banking Corporation Limited. It has set an interim target of reducing scope 1 and 2 carbon emissions intensity by 58 per cent by 2030 for 38 per cent of HSBC Asset Management’s assets under management. HSBC Global HSBC Holdings plc, the parent company of HSBC, is headquartered in London. Top of page. 1 Centenary Square Birmingham B1 1HQ Our CEO. When the deal was completed, the Mercantile Bank was operating 35 branches, with an especially strong presence in the Indian sub-continent. 69 percent of MSMEs in Indonesia have experienced a decline in sales. <br><br>My expertise lies in the field of project Corporate Governance Report 2022 Date: 11 May 2023 . In addition, to evaluate these events and give recommendation for future CSR activities HSBC should engage in. Hong Kong harbour, Chinese artist, early 1860s. HSI is an affiliate of HSBC Bank USA, N. Skip to content . For more information, please visit the HSBC History Website. Annual Report and Accounts 2008 English PDF 213. QUARTERLY VOTING REPORT JUNE 2024. HSBC Malaysia . tbleus kdkx szqwio dqbpvk akchydo pybv xnaehn qccuw hgaelj ecib